Licensing & Disclosures
Important information about this website and the mortgage programs discussed here.
Licensed mortgage company
Leeward Point Mortgage LLC · Company NMLS #1823590. Mike Alkema · Mortgage Loan Originator NMLS #642953. Licensed to do business in Michigan. Verify licensing at NMLS Consumer Access.
Equal Housing Opportunity
Leeward Point Mortgage LLC is committed to fair and equal access to housing-related credit without discrimination prohibited by applicable law.
General advertising disclosure
This website is for informational and advertising purposes only. It is not a commitment to lend, an offer to enter into an interest-rate or discount-point agreement, or a guarantee of approval, rate, payment, savings, terms or program availability.
Loan programs, rates, terms, fees and eligibility requirements are subject to change without notice. All loans are subject to application, verification, borrower and property eligibility, credit review and underwriting approval. Not all applicants will qualify. Program availability and requirements vary by lender, loan purpose, occupancy, property type, loan amount, loan-to-value, credit profile, income documentation and other factors.
Alternative-documentation programs
Bank statement, 1099-only, profit-and-loss-only, asset-utilization and other non-QM programs are not “no-documentation” loans. The selected lender determines acceptable income documentation, expense calculations, asset requirements, reserves and ability-to-repay analysis. Program descriptions on this site are general summaries and do not replace the selected lender’s current guidelines.
Independent website
MichiganSelfEmployedMortgage.com is operated by Leeward Point Mortgage LLC. References to government-sponsored or government-insured loan programs do not imply that this website or Leeward Point Mortgage LLC is a government agency.
Questions: MikeAlkema@LeewardPoint.com or 616-319-1640.